0% Apr credit cards are a great way to consolidate credit card debt, and of course lower your interest rate. Many of our credit cards below offer introductory rates starting at 0% on credit cards, with balance transfers available. This allows you to save hundreds if not thousands on high interest credit cards, and pay off your credit card balances much faster. If you can't find the 0% apr credit cards that you need here, be sure to check out our low interest credit card section.